All features

Everything inside
Prism Finance

A complete walkthrough of every module, feature, and design decision in the app.

Dashboard

Your financial snapshot at a glance. The dashboard brings together every corner of your finances into one clean, scannable view.

  • 4 KPI cards — Net Worth, Total Assets, Total Liabilities, Monthly Cash Flow
  • Net Worth Trend chart showing up to 13 months of history
  • Asset allocation doughnut with color-coded legend
  • Assets vs. liabilities proportional stacked bar
  • Monthly budget snapshot with top income and expense sources
  • Clickable KPI cards navigate to their respective pages
DashboardJuly 2026
Net Worth
$312,450
Total Assets
$498,200
Liabilities
$185,750
Cash Flow
+$3,240

Assets

Track everything you own — from bank accounts to real estate. Assets are grouped by type in a responsive grid, with inline editing so you can update values without opening a modal.

  • Types: Checking, Savings, Investment, Retirement, Real Estate, Vehicle, Crypto, Other
  • Type-grouped grid sorted by group total, largest first
  • Click any value to edit inline — Enter to save, Escape to cancel
  • Full add/edit modal with name, type, value, last updated, and notes
  • Summary strip with total assets and a breakdown by top types
Assets$498,200
NameValue%
Primary Residence$224,00045.0%
401(k)$185,00037.2%
Brokerage$52,40010.5%
HYSA$36,8007.4%

Liabilities

See exactly what you owe and to whom. Liabilities use the same type-grouped grid as assets, with inline balance editing and key fields visible at a glance.

  • Types: Mortgage, Credit Card, Auto Loan, Student Loan, Personal Loan, Other
  • Grouped grid sorted by outstanding balance, largest first
  • Click any balance to edit it inline
  • Columns for balance, interest rate, and minimum monthly payment
  • Summary strip: total liabilities, min. payment, debt-to-asset ratio, net worth
Liabilities$185,750
NameBalanceRate
Mortgage$142,0003.2%
Student Loan$28,4005.0%
Auto Loan$11,2004.7%
Credit Card$4,15019.9%

Budget

Plan your monthly cash flow by entering income sources and recurring expenses. Every amount normalizes to a monthly equivalent so you can compare like with like.

  • Income sources at any frequency: Monthly, Weekly, Bi-weekly, Quarterly, Annually
  • Expense categories: Housing, Food, Transportation, Utilities, Healthcare, and more
  • Automatic normalization — enter a weekly amount, see its monthly equivalent
  • Summary chips: Monthly Income, Monthly Expenses, Net Cash Flow, Savings Rate
  • Color-coded net cash flow (green positive, red negative)
BudgetMonthly
Income
Primary Salary$6,500
Freelance Work$1,200
Expenses
Mortgage Payment$1,850
Groceries$600
Net Cash Flow+$3,240

Goals

Set financial milestones and track your progress toward them. Each goal shows exactly how far along you are, how much is left, and how many days remain.

  • Types: Savings, Emergency Fund, Debt Payoff, Major Purchase, Investment, Retirement, Other
  • Visual progress bar that turns green when complete
  • Target date with days-remaining countdown
  • Completion percentage and remaining amount displayed clearly
  • Responsive card grid — add as many goals as you need
Goals4 active
Emergency Fund72%
Pay Off Credit Card100%
Down Payment Fund38%
Europe Vacation55%

Retirement Planner

Model your path to retirement with a compound-growth calculator that auto-derives your current savings and monthly contribution from your live asset and budget data.

  • Set current age, target retirement age, and savings goal
  • Principal and monthly contributions auto-calculated from your real data
  • Adjustable growth, inflation, and post-retirement return assumptions
  • Projected value — both nominal and inflation-adjusted (real)
  • Estimated monthly retirement income in today's dollars
  • Chart: real projected value vs. flat savings goal, plotted by age
RetirementAge 65 target
Projected at 65
$2.4M
In Today's $
$1.1M
Progress to $1M goal47%
Est. Monthly Income$4,580 / mo
FAQ

Common questions

Is my data safe?
Yes. Your data is stored in a private PostgreSQL database, accessible only to your account. Passwords are hashed with bcrypt and sessions secured with JWT tokens. Your data is never shared or sold.
What if I clear my browser data?
Nothing important — your data is saved on the server, not just in your browser. Log back in on any browser and your full dashboard will be there, exactly as you left it.
Can I use it on multiple devices?
Yes. Because your data is stored in your account, you can log in from any device — phone, tablet, laptop — and see your complete, up-to-date dashboard.
Does it work offline?
An internet connection is required to log in and sync. Changes are cached briefly in your browser, but a connection is needed to load and save your account data.
Is there a mobile app?
Not yet. Prism is a responsive web app that works on mobile browsers. The layout adapts to smaller screens — the sidebar collapses and grids stack to a single column.
How does the demo data work?
On first login with an empty account, the app seeds realistic sample data so you can explore all features immediately. Clear it any time from the settings.

Seen enough?
Start for free.

No bank account links. No credit card. Your dashboard is ready in under a minute.

Create free account Log in →