Private personal finance

A quiet home
for tracking your finances.

Track assets and liabilities, plan your budget, and model retirement in one considered, private dashboard. No bank linking. No ads. Your numbers stay yours.

Start for free See how it works
No account linking
No data selling
No ads, ever
$312K
Net Worth
$498K
Total Assets
+$3.2K
Cash Flow
72%
Goal Progress
Dashboard July 2026
Net Worth
$312,450
Assets
$498,200
Liabilities
$185,750
Cash Flow
+$3,240
Net Worth · Last 12 months
Allocation
Top Holdings
Home Equity$195,000
Vanguard 401k$142,000
ETF Portfolio$87,200
Savings$28,500
Liabilities
Mortgage$245,000
Student Loan$18,400
Auto Loan$12,500
Credit Card$2,800
Built around three ideas
Private
Yours alone, never sold
Complete
Every account in one view
Effortless
Synced across devices
Every angle of your finances

One dashboard for your whole financial life

From daily budgeting to long-term planning, Prism brings your complete picture together — always current, always in sync.

Dashboard
A single-glance view of your financial health — KPI cards, net worth trend, allocation, and budget snapshot, all on one screen.
Assets
Track accounts, investments, real estate, vehicles, and crypto. Grouped by type with inline editing for quick, unfussy updates.
Liabilities
Monitor mortgages, loans, and cards with balances, rates, and minimum payments — grouped and sorted by debt type.
Budget
Plan income and recurring expenses at any frequency — weekly to annual — and see your net monthly cash flow instantly.
Goals
Set savings targets, payoff milestones, and investment goals. Clear progress bars and countdowns keep you on track.
Retirement
Model your path with compound-growth projections. Set your age and assumptions; see estimated income in today's dollars.
The dashboard

Understood at a glance

Everything that matters, arranged with restraint. No clutter, no vanity metrics — just a clear read on where you stand.

Dashboard Net worth · +4.1% this year
Net Worth
$312,450
Assets
$498,200
Liabilities
$185,750
Savings Rate
33%
Net Worth Trend
Allocation
Monthly Budget
Income$7,700
Expenses$4,460
Net Cash Flow+$3,240
Goals
Emergency Fund72%
Down Payment38%
Retirement47%
How it works

Up and running in minutes

No downloads, no bank credentials, no configuration. Create an account and start building your picture.

01
Create your account
Sign up with a username and password — no email required, no credit card, no verification. Your private dashboard is ready instantly.
02
Enter your numbers
Add assets, liabilities, income, expenses, goals, and retirement targets by hand. No bank linking, no credentials shared — you stay in control.
03
Access it anywhere
Your dashboard syncs to your account automatically. Log in from any browser or device and pick up right where you left off.
Private by design

Your financial data is among the most sensitive information you have. It lives in a secure private account — never shared, never sold, never analyzed. No ads, no tracking, no third-party scripts.

— The principle behind every decision at Prism Finance
Simple pricing

Start free. Upgrade when you need more.

No credit card required. Move to Pro at any time.

Free
$0
forever

Dashboard, goals, assets & liabilities (up to 5 each).

Get started free
Most Popular
Pro
$5.99
per month

Everything in Free plus unlimited assets, budgeting, and retirement planning.

Get started with Pro
Compare all features

Take back control
of your money.

No bank links. No ads. Start building your financial picture today — free.

Create free account Log in →